Fegli Basics Overview
The Federal Government established the Federal Employees’ Group Life Insurance (FEGLI) Program on August 28, 1954.
It is the largest group life insurance program in the world, covering over 4 million Federal employees and retirees, as well as many of their family members.
Coverage Options
To calculate “Basic Coverage” round your annual salary up to the nearest $1000, and add $2000. For employees 45 and older, basic coverage equals this amount.
If your salary is $50,300, your base coverage would be $52,000 ($50,000 plus $2,000). Accidental death is included. The “Basic Coverage” has valuable options in retirement.
Includes Accidental Death
Accidental death not included
Related Links
OPM FEGLI Page
The U.S. Office of Personnel Management Federal Employees’ Group Life Insurance (FEGLI) home page
Federal Employees’ Group Life Insurance (FEGLI) booklet
The complete guide for Federal Employees’ Group Life Insurance (FEGLI) for federal employees.
Reporting a Death Claim
Report the death of someone covered by the Federal Employees’ Group Life Insurance Program with the OPM
Federal Long Term Care Insurance Plan
Direct link to OPM explanation of Federal Long Term Care Insurance Program (FLTCIP). Complete benefit guide and calculator to help explain and compare various plan options
Fegli Calculator
Actual FEGLI rates based on your personal profile. Rates and definitions include the Basic Coverage as well as Options A, B and C
Quick answers to commonly asked questions regarding the Federal Employees’ Group Life Insurance (FEGLI) program
