• Skip to main content
  • Skip to footer
  • Our Companies
    • All Feds
    • Senior Feds
    • TermUSA
    • Court Reporter Benefits of America
    • Fegli.net
    • National Insurance Store
    • Short Term Medical Insurance
  • 888-330-1790
  • Email Us
FegliPLUS

FegliPLUS

  • About Fegli
    • Fegli Basics
    • FAQs
  • FegliPLUS Comparison
  • FedAdvantage Policies
    • Critical Illness
    • Long Term Disability
    • Accident
  • Testimonials

WAEPA vs GEBA vs FEGLI vs FegliPLUS

December 4, 2018 by Dennis

WAEPA  vs  GEBA  vs FEGLI  vs  FegliPLUS 

A direct comparison shows that  WAEPA, GEBA  and FEGLI Option B are all group plans with increasing premiums every five years until age 65, when GEBA’s rates remain level but death benefits begin decreasing by up to 50% every five years.

These WAEPA and GEBA rate increases can be as much as 400% in only 15 years!

FEGLI Option B rates can increase up to 500% in 15 years!

In addition to the increasing rates every five years, a built in problem with WAEPA and GEBA is the decreasing death benefit…..the death benefits drops significantly beginning at age 60 or 65 and continues to decrease every five years.

Healthy federal employees can now consider FegliPLUS , a new approach to individual life insurance.

FegliPLUS not only locks in guaranteed, low cost premiums for 15, 20 or even 30 years, it now includes substantial lump sum payouts for Critical Illness and Chronic Care.

Covered conditions may include cancer, heart attack, stroke, kidney failure, blindness, Parkinson’s, organ transplants, ALS, MS, dementia and Alzheimer’s.

These direct comparisons, which include WAEPA’s new 50% Chronic Care rider, illustrate how FegliPLUS can reduce your premiums by 50-80%, guarantee level rates AND  level death benefits for 20 years AND include substantial lump sum coverage for Critical Illness and Chronic Care conditions.

 

WAEPA vs  GEBA  vs  FEGLI  vs  FegliPLUS 

  • Female age 45 – Preferred
  • Male age 45 – Preferred
  • Female age 50 – Preferred
  • Male age 50 – Preferred
  • Female age 55 – Preferred
  • Male age 55 – Preferred
  • Female age 60 – Preferred
  • Male age 60 – Preferred
 

A 60 second inquiry could save you $100,000!

One client actually saved $560,000!

Women save an extra 30%!

WAEPA vs FEGLI vs FegliPLUS Quote Request

FegliPLUS  rates are based on a preferred rate class and could be higher or lower based on your personal profile.

FegliPLUS  includes guaranteed level premiums AND death benefits for 20 years

WAEPA rates include their new 50% Chronic Care only rider and double indemnity for accidental death.

Please note WAEPA’s decreasing death benefit beginning at age 60

GEBA rates include a 50% accidental death and dismemberment benefit

Please note GEBA’s decreasing death benefit at age 65

As a convenience and to verify our comparisons, we’ve provided direct links to  GEBA and WAEPA 

FegliPLUS is not affiliated with or endorsed by the federal government or OPM

Filed Under: critical illness, fedadvantage, fegli, fegli calculator, fegli opton B, fegliplus, FERS, GEBA, GEBA insurance, News, waepa, WAEPA insurance, WAEPA vs GEBA Tagged With: fedadvantage, fegli, fegli alterntive, fegli calculator, fegli option b, fegliPLUS, fers retirement, geba, geba vs fegli, government life insurance, waepa, WAEPA insurance, waepa vs fegli, waepa vs geba

Footer

888-330-1790

Email Us

FegliPLUS.com is privately owned and is not operated by or endorsed by the federal government or OPM.
© 2023 · FegliPLUS.com

Copyright © 2023

  • About Fegli
    ▼
    • Fegli Basics
    • FAQs
  • FegliPLUS Comparison
  • FedAdvantage Policies
    ▼
    • Critical Illness
    • Long Term Disability
    • Accident
  • Testimonials